Latest Online Scams & Cyber Safety Trends

Aapne online scams aur phishing ke baare mein pehle padh liya, par 2025 mein cyber criminals ne naye naye tareeke nikal liye hain logon ko phasane ke liye. Yahan kuch aur latest scams, unki pehchaan aur smart bachaav ke tareeke milenge jo har user ke liye bohot kaam ke hain.

1. QR Code Scam Ka Naya Jaadu

Aaj kal payment app use karte hue QR code scan karna aam baat hai. Scammers nakli QR code bhej kar aapke account se paise nikal lete hain.
Apne account mein paise lene ho toh kabhi scanner use na karein – sirf trusted apps ki official QR display karein.
QR code kabhi Anjaan vyakti ya WhatsApp/Telegram par mili image se scan na karein.

2. Job Offer/Loan Fraud (Fake Vacancy & Personal Loan Scams)

“Work from home”, “Guaranteed loan approval”, ya “Dream job offer” jaise SMS/email aate hain jisme pehle processing fee maangi jaati hai ya confidential details.
Fake job offers par bina verify kiye CV na bhejein, aur kabhi bhi paisa transfer na karein.
Bank/lending company ki website ya helpline se directly contact karen.

3. KYC Update Scam

Ye bahut popular ho gaya hai: “Aapka bank account band ho jayega, KYC update karo” – aise SMS ya call aate hain.
Bank kabhi link/bina authentication aapse OTP, PIN, ya remote access nahi maangta.
KYC update ke liye sirf branch/official app/website ka use karein.

Fraudsters Google Play ya App Store se screen sharing app download karwa ke, aapka mobile remotely access kar lete hain.
Kabhi bhi remote access apps (AnyDesk, TeamViewer) install na karein, jab tak koi company ka official support aap se khud request na kare.

5. Cryptocurrency & Investment Scam

“Bitcoin double karein”, “Guaranteed returns” waale investments avoid karein.
Registered platforms pe hi invest karein aur pehle check karein ki RBI/SEBI certified hai ya nahi.
Apne crypto wallet ka private key kisi ke saath share na karein.

6. Fake Shopping Websites & Apps

Cheap deals, heavy discounts waali sites, ya unknown shopping apps par shopping na karein.
Hamesha verify karein URL sahi hai ya nahi (“https” ho, spelling miss na ho).
Social media ads ke through aaye online store ka certification check zaroor karein.

7. Parcel/Customs Scam

“Your parcel is held by customs, pay now” – is type ke email/call scam hai.
Kisi unknown source ki demand pe payment na karein, delivery partner ki official app ya site check karein.

Quick Safety Checklist (2025 Special)

Phone me call ID & spam filter apps enable rakhein.
Debit/credit card ka international use off rakhein jab zarurat na ho.
Social media me 2FA, tight privacy aur profile photo ka misuse na ho paaye isliye watermark ya low-res pic use karein.
Device, app aur browser ke sab updates hamesha latest rakha karein.

FAQs: Naye Scam Trends

Q. QR code scam se paise wapas mil sakte hain?
Agar fraud detect ho jaaye toh bank/cyber helpline ko turanth contact karein, FIR tatha digital complaint register zaruri hai. Recovery ka chance same day reporting pe zyada hota hai.

Q. Fake job/loan scam me data share ho gaya toh?
Fake number block karein, apne documents ya account pe fraud monitoring lagwayein, aur police-cybercrime me report karein.

Q. Cryptocurrency scam ka pata kaise lagayein?
Guarantee returns/promises aur referral bonus, is type ke pitch scam hote hain. Sahi platform ka registration SEBI/RBI pe verify karein.

Conclusion

Online scams har saal naye form le rahe hain, par aap vigilance aur thoda tech awareness follow karenge toh kaafi had tak bach sakte hain. Kabhi bhi personal ya financial details share karne se pehle double check zaruri hai. Cybercrime ka shikaar hone par turant helpline (1930) ya cybercrime.gov.in par report karein – jaldi action ka aaj sabse zyada fayda hai.